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dining · time-cost calculator

Is a Lunch Out Every Workday worth it?

A $15 lunch on every workday for a year. Quietly one of the highest food costs most workers don't track.

Sticker price /workday
$15.00
Hours of life @ $25/hr
0.6 hrs
% of working year
0.03%
Workdays
0.1 days

Less than one hour of work. If it brings you real value, it's worth it.

How long it takes to earn it

Below is what Lunch Out Every Workday costs in real working hours, depending on what you actually take home. The math is simple: $15.00 ÷ wage = hours.

If you take homeHours of workWorkdays% of year
$15/hr1.0 hrs0.13 days0.05%
$20/hr0.8 hrs0.09 days0.04%
$25/hr0.6 hrs0.07 days0.03%
$40/hr0.4 hrs0.05 days0.02%
$60/hr0.3 hrs0.03 days0.01%
$100/hr0.1 hrs0.02 days<0.01%

If this keeps happening

Lunch Out Every Workday is a dailycost. Here's what it adds up to over time at a $25/hr wage.

Per year
219 hrs
$5,475.00
Per 10 years
2190 hrs
$54,750.00
Opportunity cost
212 hrs
if invested @ 7% real
Over a 40-year career
8760 hrs
$219,000.00

Frequently asked

How many work hours per year does a $15 daily lunch cost?

$15 × 260 workdays = $3,900/year. At $25/hr that's 156 hours — almost four work weeks.

What if I bring lunch from home half the time?

Home lunch averages about $4. Doing 50/50 saves ~$1,430/yr — 57 hours at $25/hr.

Is buying lunch ever worth it?

If lunch is your only chance to leave your desk, the mental break may be worth more than the time cost. The point of this calculator is to show you the trade, not judge it.

Over 10 years?

$3,900 × 10 = $39,000 nominal. Invested at 7% real return, you'd skip ~$26,000 of growth — about 1,040 hours at $25/hr.

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